CashCard GOLD Information

How does it work?

Each card accountholder (the employee) is provided the bank routing number and a unique account number necessary to set-up and establish the Direct Deposit of their payroll.

Once the employee information is entered, the Direct Deposit for employees with CashCard GOLD accounts is the same as your banked employees. Following setup, the employee receives their CashCard GOLD in ten (10) business days and their new account will be functional. It’s that easy!

Electronic direct deposits are available on the effective date of the deposit. Deposits by check become available when they have cleared. Once available, the employee can withdraw the funds in cash using the Direct Deposit plus CashCard GOLD.

Electronic deposits made before 3:00 P.M. Eastern Time on a business day will be treated as made that same day. Deposits made after 3:00 P.M. Eastern Time or on a non-business day will be treated as made on the next business day.

How much money can be withdrawn?

The employee can withdraw up to $1,200.00 in a 24 hour period.

Is the account insured?

Yes, any deposit made to the Direct Deposit Plus CashCard GOLD account is a deposit of Republic Bank & Trust Company. All Direct Deposits held by the Bank are FDIC insured for up to $100,000, subject to FDIC limitations.

Buckeye Payroll Services has partnered with National Payment Corporation and is working with Benefits Express, the provider of the Direct Deposit Plus CashCard GOLD. Benefits Express has partnered with Republic Bank & Trust (the “Bank”) to provide Direct Deposit PlusCashCard GOLD.The Direct Deposit Plus CashCard GOLD account offers branchless banking to thousands of direct deposit recipients nationwide.

Can the employee bank by telephone?

Yes, the employee can reach the Bank at (888) 584-3644 to obtain account information 24 hours a day, 7 days a week. The employee will need your account number and the last four digits of a social security number to access the Bank’s automated customer service system.

How does the employee get the money?

The DIRECT DEPOSIT PLUS CashCard GOLD may be used to withdraw money from the account at any PLUS,MAC, NYCE, STAR or Pulse ATM Networks. The ATM that used use may impose a surcharge. The employee may also use the DIRECT DEPOSIT PLUS CashCard GOLD to get cash after making a purchase at any network POS terminal.

Are there fees for this service?

Buckeye Payroll Services charges the employer a setup fee of $10.00 per employee which is a properly chargeable to the employee. There are no other extraordinary costs to the employer beyond the normal direct deposit fees. The employee may have to pay an ATM surcharge fee as mentioned above and there is a small monthly maintenance fee. Please contact Buckeye Payroll Services if you have additional questions.

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